3 Old Sound Road

Joppa, MD
$ 660,000 Beds 3 Baths 2.5 Sq 2,336
Monthly Estimate* How much can I afford?

Home Appraised For $710,000 Seller is offering a credit for $10,000 towards buyers closing costs with accepted offer by 9/21 Welcome to 3 Old Sound Road, a beautifully updated WATERFRONT retreat located in sought after Rumsey Island. This exceptional home offers the perfect blend of modern updates and serene waterfront living. The main level features a spacious primary suite with a new en-suite bath, walk in closet, and ample space for a home office or sitting area. Sliding doors lead to a deck with breathtaking waterfront views. Two additional, nice sized bedrooms are also located on the main level The heart of the home is the large newly updated kitchen, complete with granite countertops, room for a large table, ample cabinet space, and seamless flow into the expansive family room. Vaulted ceilings, abundant windows, and French doors create a bright, open atmosphere and leads to a fully renovated, maintenance free deck that stretches the width of the house. This deck is composite. Take the spiral steps down to the rear yard. The lower level offers a cozy wood burning fireplace, sliding doors to a large, enclosed sunroom, a powder room and a large closet. This space is ideal for entertaining or relaxing after a day on the water. The door to the garage is in the lower level. Additional highlights include new vinyl flooring through most of the house, a new low-maintenance fence, a J-Plug/30 amp outlet for hybrid or electric vehicle, and a lower deck close to the water with newer boards and joists. The pier was replaced in 2025 and features water and electric. Pier is 5 1/2 foot wide and over 50' long. Rear yard hardscaping was complete in 2025, creating an inviting outdoor oasis. Large 2 car garage, extra space for water toys, large driveway and a large inside storage area for your water supplies This turnkey waterfront home is a rare opportunity to enjoy island living at its finest This location is ideal for swimming, paddle boarding, kayaking, boating, jet skiing, etc. Quick access to Gunpowder River and out to the bay The house comes with its own dinghy dock with lift

ACTIVE

  • Price
  • $ 660,000
  • City
  • Joppa
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HARFORD
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.25 Acres
  • Zip
  • 21085
  • Sqr Footage
  • 2,336
  • Year Built
  • 1975
  • Taxes
  • $ 4585
  • Style
  • Split Foyer
  • MLS#
  • MDHR2059808
Listed By: Jennifer R Cabeza with Realty Plus Associates - 4109144100;
Data Source: Bright MLS

Features

General

Living Area 2336
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C,Ceiling Fan(s)
Utilities Cable TV Available
Possession Immediate,Negotiable
Roof Architectural Shingle
Appliances Built-In Microwave,Dishwasher,Disposal,Dryer - Electric,Exhaust Fan,Oven/Range - Electric,Refrigerator,Icemaker,Washer,Water Heater
Zoning RESIDENTIAL
Garage Spaces 2.00
Patio/Porch Features Deck(s),Enclosed,Patio(s),Roof
Architectural Style Split Foyer
Construction Materials Vinyl Siding,Brick,Brick Front,CPVC/PVC
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 1975
Electric 200+ Amp Service
View Water,Canal
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Boat/Launch Ramp - Private
Accessibility None
County HARFORD
New Construction No
Property Type Residential
HOA No
Subdivision Name RUMSEY ISLAND
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Jopp Farm Road to Right on Shore Right on Bridge Left on Old Sound
City JOPPA
Disclosures Lead Based Paint - Federal,Lead Based Paint - State
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 11105.00
Tax Assessed Value 440833.0
Tax Annual Amount 4585.0
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 359.48
Acceptable Financing Cash,Conventional,FHA,VA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2336
Location Type Canal
Standard Status Active
Year Built Source Estimated
Legal Subdivision JOPPATOWNE

Interior Features

Interior Amenities Ceiling Fan(s),Family Room Off Kitchen,Floor Plan - Open,Kitchen - Eat-In,Kitchen - Table Space,Recessed Lighting,Wood Floors,Breakfast Area,Crown Moldings,Dining Area,Primary Bedroom - Bay Front,Sky
Heating Fuel Natural Gas
Basement Partial,Connecting Stairway,Fully Finished,Garage Access,Heated,Improved,Walkout Level
Flooring Wood,Luxury Vinyl Plank
Total Fireplaces 1
Fireplace Features Mantel(s),Wood
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Screens,Replacement,Insulated
Fireplace Y/N Yes
Above Grade Finished Area 1836
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 3
Below Grade Finished Area 500
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Basement
Below Grade Unfin Area Units Square Feet
Bathrooms Half Lower Level 1 1
Bathrooms Half All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Exterior Lighting,Sidewalks,Street Lights,Flood Lights
Pool No Pool
Fencing Fully
Parking Features Concrete Driveway,Private
Lot Features Landscaping
Water Source Public
Total Parking Spaces 9
Garage Features Garage - Side Entry,Garage Door Opener
Type of Parking Driveway,Attached Garage
Foundation Details Brick/Mortar
Spa No
Water View Y/N Yes
Lot Size Acres 0.25
Water Body Type Cove
Lot Size Source Estimated
Waterfront Y/N Yes
Door Features Six Panel,Sliding Glass,French
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed
Horse Y/N No
Number of Docks 1
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Material - Treated Lumber,Storage Area

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/7/2026 Listed $660,000

Property vs Zip Code Average in 21085

Price
AVG $550K
$660K
Taxes
AVG $4,235
$4,585
Year Built
AVG 1996
1975
Visits
AVG 646
36
Data Provided by Inside Real Estate®

3 Old Sound Road Joppa, MD is a Single Family Home for sale at $660000 with 2336 sqft and a lot size of 0.25 Acres Acre(s). 3 Old Sound Road Joppa has 3 bedrooms, 2 baths and was built in 1975. The property's zip code is 21085 which is in Joppa, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.