35 Neptune Drive

Joppa, MD
$ 699,000 Beds 4 Baths 3 Sq 2,588 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 35 Neptune Drive, a stunning 4-bedroom, 3-bathroom home on Rumsey Island with an expansive waterfront. Surrounded by water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides. Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views. Inside, spacious living areas and tons of natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery. Located on historic Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings, rich history, and coastal atmosphere. Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.

ACTIVE

  • Price
  • $ 699,000
  • City
  • Joppa
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • HARFORD
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 21085
  • Sqr Footage
  • 2,588
  • Year Built
  • 1974
  • Taxes
  • $ 4645
  • Style
  • Colonial
  • MLS#
  • MDHR2055996
Listed By: Christopher John Blizzard with Monument Sotheby's International Realty - 4439063840;
Data Source: Bright MLS

Features

General

Living Area 2588
Sewer Public Sewer
Heating Forced Air,Heat Pump(s)
Cooling Ceiling Fan(s),Central A/C,Heat Pump(s)
Utilities Under Ground
Possession Immediate
Roof Architectural Shingle
Appliances Built-In Microwave,Dishwasher,Disposal,Dryer,Dryer - Electric,Dryer - Front Loading,Exhaust Fan,Extra Refrigerator/Freezer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliances,Washer,Water H
Zoning R3
Garage Spaces 1.00
Patio/Porch Features Deck(s),Patio(s)
Architectural Style Colonial
Security Features Carbon Monoxide Detector(s),Main Entrance Lock,Smoke Detector
Construction Materials Stucco,Frame
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 1974
Electric 200+ Amp Service
View Bay,Canal,Water
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility None
County HARFORD
New Construction No
Property Type Residential
HOA No
Subdivision Name RUMSEY ISLAND
Facing Direction Southwest
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Please use GPS,Home is in Rumsey Island
City JOPPA
Body of Water Taylor Creek
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 11250.00
Tax Assessed Value 519600.0
Tax Annual Amount 4645.15
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 270.09
Acceptable Financing Cash,Conventional,FHA,VA
Additional Parcels Y/N No
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 2588
Location Type Canal
Standard Status Active
Year Built Source Assessor
Legal Subdivision JOPPATOWNE
Tax Lot 38
Association Recreation Fee No

Interior Features

Interior Amenities Attic,Built-Ins,Carpet,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Pantry,Primary Bath(s),Prim
Heating Fuel Electric,Natural Gas
Flooring Carpet,Ceramic Tile,Hardwood,Laminated,Partially Carpeted,Solid Hardwood,Wood
Hot Water Natural Gas
Basement (Y/N) No
Heating Y/N Yes
Window Features Bay/Bow,Double Pane,Vinyl Clad
Above Grade Finished Area 2588
Central Air Y/N Yes
Total Bedrooms 4
Room Type Living Room,Dining Room,Primary Bedroom,Sitting Room,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Breakfast Room,Sun/Florida Room,Office,Bathroom 2,Bathroom 3,Primary Bathroom
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Dryer In Unit,Has Laundry,Upper Floor,Washer In Unit
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Sidewalks,Street Lights,Exterior Lighting
Pool No Pool
Parking Features Concrete Driveway,Free,Private
Lot Features Bulkheaded,Fishing Available,Landscaping,Level,Rear Yard,Front Yard
Water Source Public
Total Parking Spaces 1
Garage Features Garage - Front Entry,Inside Access
Type of Parking Attached Garage,Driveway,Off Site,On Street
Land Use Code R
Foundation Details Slab
Spa No
Water View Y/N Yes
Lot Size Acres 0.26
Road Surface Type Black Top
Water Body Type Canal
Lot Size Source Assessor
Waterfront Y/N Yes
Door Features Six Panel,Sliding Glass,Storm
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Public Access,Swimming Allowed
Road Responsibility City/County
Number of Docks 1
Land Assessed Value 163200.00
Navigable Water Y/N Yes
Number of Slips 2
Water Oriented Y/N Yes
# of Attached Garage Spaces 1
Dock/Slip Conveys YN Yes
Dock Type and Features Hoist/Lift Electric,Multiple Slip,Private

Room Details

Bathroom 2 Upper 1 Countertop(s) - Solid Surface,Flooring - Tile/Brick,Bathroom - Tub Shower
Bathroom 3 Main Attached Bathroom,Countertop(s) - Solid Surface,Flooring - Tile/Brick,Bathroom - Tub Shower
Bedroom 2 Upper 1 Flooring - Carpet,Window Treatments
Bedroom 3 Upper 1 Flooring - Carpet,Window Treatments
Bedroom 4 Upper 1 Flooring - Carpet,Window Treatments
Breakfast Room Main Breakfast Room,Ceiling Fan(s),Flooring - HardWood
Dining Room Main Built-Ins,Fireplace - Other,Flooring - HardWood,Window Treatments
Kitchen Main Breakfast Bar,Countertop(s) - Granite,Flooring - Tile/Brick,Kitchen - Electric Cooking,Pantry
Living Room Main Ceiling Fan(s),Flooring - HardWood,Window Treatments
Office Upper 1 Attached Bathroom,Attic - Pull-Down Stairs,Ceiling Fan(s),Flooring - Laminated
Primary Bathroom Upper 1 Attached Bathroom,Countertop(s) - Solid Surface,Double Sink,Flooring - Laminated,Bathroom - Soaking Tub,Window Treatments
Primary Bedroom Upper 1 Ceiling Fan(s),Flooring - Laminated,Primary Bedroom - Dressing Area,Primary Bedroom - Sitting Area,Attached Bathroom,Window Treatments
Sitting Room Main Ceiling Fan(s),Flooring - HardWood
Sun/Florida Room Main Attached Bathroom,Flooring - Tile/Brick

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/13/2026 Listed $699,000

Property vs Zip Code Average in 21085

Price
AVG $560K
$700K
Taxes
AVG $4,240
$4,645
Year Built
AVG 1996
1974
Visits
AVG 662
903
Data Provided by Inside Real Estate®

35 Neptune Drive Joppa, MD is a Single Family Home for sale at $699000 with 2588 sqft and a lot size of 0.26 Acres Acre(s). 35 Neptune Drive Joppa has 4 bedrooms, 3 baths and was built in 1974. The property's zip code is 21085 which is in Joppa, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.