Denise Diana

3280 Arundel On The Bay Road

Annapolis, MD
$ 750,000 Beds 5 Baths 4.5 Sq 3,144
Monthly Estimate* How much can I afford?

Significant Price Improvement! Priced to sell, incredible value. Excellent Condition. Welcome to this beautifully maintained custom built Tudor Style home in this small coastal community. NO HOA!! Pride of ownership shows! With a primary suite on the main level and another primary suite on the upper level, this home is perfect for Multi-Generational Living and Accessibility! The upper level features 3 spacious bedrooms and 2 full baths; the main level has 1 large bedroom with a full bath and walk-in shower; and the lower level has another full bath and several areas to make additional bedrooms. The huge 1,100 sqft finished lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area; plus a family room or theatre room and private entrance! There is even space for a kitchenette! There are so many possibilities with this extra space including an apartment or in-law suite! The home is filled with natural light and scenic views throughout. Situated on almost a half of acre and only 2 blocks to the Chesapeake Bay! The lush backyard is fully fenced in and ready for entertaining and evening dinners on the updated trex deck! The lot next to the home is a county preserved wooded lot that offers privacy and attracts wildlife. Oyster Harbor offers the best of Coastal Maryland livingjust minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. The home has been well cared for and maintained; only two owners since it was built! Recent updates include: HVAC, water heater, main level LVP floors that are very durable, trex deck and renovated front porch with tile, custom plantation shutters, renovated primary suite and luxury full bath, front load w/d, professionally cleaned, professionally landscaped, backyard drainage system...and more! Sellers are MOTIVATED and ready for another family to make this their home! MOVE-IN READY AND A MUST-SEE! You won't find many homes with this lot size and location for this price. Don't miss this great opportunity! Schedule your showing today. OPEN HOUSE SATURDAY 9/12 1-3PM.

ACTIVE

  • Price
  • $ 750,000
  • City
  • Annapolis
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.4 Acres
  • Zip
  • 21403
  • Sqr Footage
  • 3,144
  • Year Built
  • 1994
  • Taxes
  • $ 7168
  • Style
  • Colonial
  • MLS#
  • MDAA2152934
Listed By: Deanna L Marshall with The KW Collective - 4435741600;
Data Source: Bright MLS

Features

General

Living Area 3144
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Roof Shingle
Appliances Dishwasher,Disposal,Dryer,Built-In Microwave,Refrigerator,Stainless Steel Appliances,Stove,Washer,Washer - Front Loading,Dryer - Front Loading
Zoning R
Garage Spaces 2.00
Patio/Porch Features Deck(s),Patio(s),Porch(es)
Architectural Style Colonial
Construction Materials Combination,Stone,Stucco,Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1994
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County ANNE ARUNDEL
New Construction No
Property Type Residential
HOA No
Subdivision Name OYSTER HARBOR
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions GPS
City ANNAPOLIS
Body of Water Chesapeake Bay
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 17424.00
Tax Assessed Value 642800.0
Tax Annual Amount 7168.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 367.65
Acceptable Financing Cash,Conventional,FHA,VA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 3144
Standard Status Active
Year Built Source Assessor
Association Recreation Fee No

Interior Features

Interior Amenities Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Walk-in Closet(s),Window Treatments,Breakfast Area,Primary Bath(s),Recessed Lighting
Heating Fuel Electric
Basement Daylight,Partial,Fully Finished,Interior Access,Rear Entrance,Space For Rooms,Walkout Stairs,Water Proofing System,Sump Pump,Drainage System,Heated,Outside Entrance,Windows
Flooring Carpet,Luxury Vinyl Plank,Partially Carpeted,Other
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 2040
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 1104
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 3
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 2
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 5

Exterior Features

Exterior Amenities Gutter System,Other
Pool No Pool
Fencing Rear,Fully
Parking Features Concrete Driveway
Lot Features Front Yard,Open,Rear Yard,Cleared,Corner,Landscaping,Level,No Thru Street,Private,SideYard(s)
Water Source Well
Total Parking Spaces 8
Garage Features Additional Storage Area,Garage - Front Entry,Garage - Rear Entry,Garage Door Opener,Inside Access,Oversized
Type of Parking Attached Garage,Driveway
Foundation Details Concrete Perimeter
Water View Y/N No
Lot Size Acres 0.40
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N No
Door Features Sliding Glass
Navigable Water Y/N No
Water Oriented Y/N Yes
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/30/2026 Listed $799,900
8/20/2026 7% - $750,000

Property vs Zip Code Average in 21403

Price
AVG $1.85M
$750K
Taxes
AVG $11,952
$7,168
Year Built
AVG 1981
1994
Visits
AVG 537
346
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3280 Arundel On The Bay Road Annapolis, MD is a Single Family Home for sale at $750000 with 3144 sqft and a lot size of 0.4 Acres Acre(s). 3280 Arundel On The Bay Road Annapolis has 5 bedrooms, 4 baths and was built in 1994. The property's zip code is 21403 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Denise Diana

Denise Diana

REALTOR®

410-218-0034

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